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Can i buy a house with a TIN ?

My family has good credit but doesn't have a SSN but they do have a TIN. can we buy a house with the TIN ? and if so who can we go to or who can help ?
  • June 20 2014 - San Jose
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Answers (6)

See if Naca.com can help you...the service is free...$Good Luck$
  • June 25 2014
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I can help you with this.  I have a couple of different avenues for you and even have a NO FICO FHA program we may be able to use if you do not want to pursue the Foreign National programs,  All are good programs with competitive rates and standard fees. 
  • June 23 2014
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  • June 22 2014
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Generally, as long your Identity can be verified, yes.

It does not even have to be US issued ID. 

Now if you were really asking about loans, you need to get a loan from a lender that does foreign loans. 
  • June 21 2014
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I'd also give the Hispanic National Mortgage Association WWW.HNMA.COM  a look. This is a for-profit company with a mission of increasing Hispanic homeownership in the United States.

ITIN Lending WWW.ITINLENDING.NET . I don't know much about this company, offers loans of up to 97% of the property's value with full borrower documentation, including a credit report and proof showing two years of employment and income tax payments. The company also says it will make loans of up to >00,000 to foreign nationals without an ITIN, just a passport, "as long as you have a down payment of 25% ... no documentation is required."

I found Foreign National Mortgage WWW.FOREIGNNATIONALMORTGAGES.COM.
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  • June 20 2014
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Hi Abby,

There is an organization called NACA in Oakland with phone number [spam removed by Zillow moderator, see our Good Neighbor Policy], they may be able to help you. Here's their website  https://www.naca.com/nacaWeb/index_main.aspx .

I hope this helps!

Von

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  • June 20 2014
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