Can someone get a mortgage one year after short-sale with a co-signer with no short sale?I did a short sale earlier this year. I have a good six-figure income, 20-30% down and a credit score over 700. However, I did a short-sale on my primary residence earlier this year. My wife was not on the note and thus has no short-sale on here credit report which is in the 780's. However, she is a stay-at-home mom and does not have her own income. We file a joint tax return but the majority of the income is my w-2 income.Can she get a mortgage, can I get a mortgage, or can we get one together early next year, one after the short-sale? Knowing that the typical waiting period is 2 plus years.September 17 2012 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.