Can we get a 30 year fixed rate conventional mortgage on a short sale?My husband and I recently have a contract on a home that is a short sale. The house is being sold "as is." We were preapproved for a 30 year fixed rate mortgage through Fannie Mae. We got to the appraisal and the underwriters from our bank said that in order to grant us the loan carpet needs replaced through out the house, paint the walls, clean house, yard and swimming pool. Now, these are not bad things but they must be done before closing. We absolutely refuse to put money into a house we do not own and the homeowners will not do anything either. Our bank blames it on Fannie Mae. The house was appraised for higher than the purchase price. What do we do? Are we going to be stuck in the same situation if we switch lenders?August 14 2013 - Ocala00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.