Can we get a VA loan with 609 credit score?My husband is a veteran with a credit score of 609. We have been communicating with a lender who has given us tips to improve his score but unfortunately cannot approve us below 620. We have paid off all debt on his credit report and opened a secured card. We have been trying to be patient but our lease ends this month and our landlord is only willing to give us until the end of August to live month to month after that we will have to resign our lease for another year and put our home buying dreams on hold. We have spoken to Wells Fargo who approves VA with a score of 600 but we were told we had not had our secured credit cards long enough, we have had the first one since mid January and the second since April. I am wondering are there any legitimate lenders out there who would work with us or should we just sign our lease and wait another year or so.May 04 2014 - Waldorf00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.