Can we get approved?My husband and I found our perfect house for $250k.We are both employed for the long haul and together gross $81k per year- but only been employed at our current jobs for two months. I just got my Master's and he has moved to be with me. In the past three years he has been employed the entire time except when job searching. He's always been in the same field and never been fired. His credit is ~720, mine is ~580. I was a broke grad student and couldn't always pay my credit cards. The past two months I have taken steps to repair my credit. I now only have about $2000 left. He has a car payment of $170 a month with $6000 left on the loan, I have $70k in student loans that I start paying next June.We will have a down payment of 5-7%. We don't expect to be able to bargain for rates, but we're trying to work with what we have.We would not be getting in over our heads with this property (our mortgage would be between $900-$1300).Is a bank even likely to approve us? It would be ideal for us to wait until my credit was better, but we may not have that luxury with this house. It's in a very small town where few opportunities exist, and it hits everything on our "wanted" list, hence the hurry.November 18 2012 - Sheridan00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.