Can you get a va loan with a credit score in the 540I have a credit score of 520 but have been at that same job for 18 years. Wife is 580 works off 1099. Just bought a car rebuilding credit. combined debt of about 3000 on the credit check. Combined income of about 75,000 5% debt ratio. Just not sure where to start.June 05 2014 - Colton00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.