Can you receive a loan modification with an IRS lien on the home?

  • September 07 2010 - Raleigh
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Answers (4)

This is a great question.  Technically a modification is not a refinance so, I don't see why the terms of the current loan can not be changed. Making the loan more affordable will help the current lender and potentially the lien holder.  At the end of the day it's up to the investor.  Keep us posted on what happens  -- there are a lot of people with tax liens and I have a hunch they may increase -- Best of luck.
  • September 07 2010
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Profile picture for SheriMoritz

There are a lot of factors that are taken into consideration by your lender and much of it will depend on the type of loan that you have and the potential to be able to afford the new payment even if they agree to modify.  I have recently been through a modification on my personal home here in Raleigh and happy to sit down with you and discuss your situation if you are interested.  Just contact me via Zillow.

  • September 07 2010
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As Ms. Hernandez mentioned, you might best start with asking your lender first, since they are the one that would be modifying your loan.

Otherwise, you might ask the counseling agency in your area that assists NC Consumers with modifications.
  • September 07 2010
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That is a great question. You may wish to start with a loan officer or your mortgage company on that one. -Hollie

  • September 07 2010
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