Can you refinance a current mtg, no late payments if you are unemployed, spouse is not?I am solo on the mortgage but my spouse's income is more than adequate to cover the mortgage at the '06 variable interest rate of 8.5%. What is the best program to look at; conventional or FHA?March 08 2012 - Dallas00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.