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Can you use VA mortgage to refinance or just purchase?

cindylgjohnson
Contributions:6

My husband should be able to obtain VA mortgage benefits. We own a home but want to refinance. Can those benefits be utilized to refinance an existing mortgage or only purchase a home?

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February 25 2010 - Aberdeen

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Answers (7)

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Henry Warren, "Henry Warren"
- 0.0/5.0
Contributions:72

Your VA benefits will allow you to refinance your home. Depending on how much equity you have and if you are taking additional cashout you may want to explore conventional financing. The VA funding fee may not be worth using that type of loan.

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April 08 2010

Virginia Callaway, "ladyva05"
- 0.0/5.0
Contributions:92

both :)

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February 26 2010

Clay Branch, "Georgia Loans"
- 5.0/5.0
- (1 review)
Contributions:7835

Thanks Jeff, that's good to know!

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February 25 2010

Jeff Robertson, "Jeff405"
- 0.0/5.0
Contributions:173

It is.

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February 25 2010

Jeff Robertson, "Jeff405"
- 0.0/5.0
Contributions:173

I'm wondering if the VA box is working yet.

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February 25 2010

Clay Branch, "Georgia Loans"
- 5.0/5.0
- (1 review)
Contributions:7835

This should be a great day to lock, post a quote request on Zillow and check the VA box.

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February 25 2010

Clay Branch, "Georgia Loans"
- 5.0/5.0
- (1 review)
Contributions:7835

With eligibility you can refi VA with full documentation

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February 25 2010

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