Answers (6)

- Norm D Plume, "Coolidge or Chaos"
- Contributions:2306
I think its about expectation, not "big banks" vs smaller shops.
If you apply knowing that it'll take 3 months, then there' s no loss of expectation; if you apply thinking it'll take two weeks then there is.
If you apply knowing that it'll take 3 months, then there' s no loss of expectation; if you apply thinking it'll take two weeks then there is.

- James Stachyra, "HARP FHA Specialist"
- Contributions:379
Wetdawgs: I understand what you are saying only the problem is there is a lot of people that need the help and cannot find a solution. Do the research on Prime Lending. I appreciate your input just getting aggrivated with the big banks. They just keep giving people the run arround.

- wetdawgs
- Contributions:39496
@James: It looks as if the Zillow moderator has gone through a lot of your posts with a comment about the Good Neighbor Policy. I suspect that is a reminder that Advice is not the right section to say "call me" or "send me a private message" (or similar).
Fishing for clients is done indirectly on Zillow by providing excellent advice.
Fishing for clients is done indirectly on Zillow by providing excellent advice.

- James Stachyra, "HARP FHA Specialist"
- Contributions:379
[self promotion deleted by Zillow moderator. Please see our Good Neighbor Policy]

- T.C. Whiting, "TCW at your service"
- Contributions:431
If you don't like your lender you have every right to fire them. Any fees you've paid are probably non-refundable. That's the only draw back.

- Brian Goetz, "bri_gets"
- Contributions:451
Your credit score will not be affected by cancelling your loan with the e lender.
If you go somewhere else to refi, then the new lender will pull your credit report again. This may lower your score a few points. However if your score is 760, then your scores should still be good enough to qualify for the best rates.
If you go somewhere else to refi, then the new lender will pull your credit report again. This may lower your score a few points. However if your score is 760, then your scores should still be good enough to qualify for the best rates.



Canceling a refi with a e lender
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