Back to Results
Please enter a valid email address.
Stating a discriminatory preference in an advertisement for housing is illegal. If you think this content is discriminatory or otherwise inappropriate and feel it should be removed from Zillow, please let us know by completing the information above.
We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.
Unfortunately, I think you are out of luck for now. As far as I know (someone please correct me if I am wrong), any mortgage that currently has MI and an LTV >125% will not qualify for the HARP 2.0 program. Let me make this more concise:You can qualify for HARP with an unlimited LTV if the loan has no MI.orYou can qualify for HARP with an LTV<125% and recertified MI. butYou cannot qualify for HARP if you have a loan with an LTV>125% with MI.If this is incorrect someone please let me know. It is a new program and I am still learning all of the guidelines. Also, this is my understanding according to my company's policies and procedures.
Chris, I never claimed to know all, and I certainly don't see how you can tell Jeff he absolutely qualifies for HARP solely based on the information he has provided here. How are you finding out whether or not this property/transaction will qualify for a PIW without running DO? How do you know his MI company will recertify? It is quite possible that you have access to different resources than I do (I work for a small, locally owned mortgage bank) but, that does not give you the right to be condescending.
We definitey have sources and have several approvals for a loan with PMI and over 125% loan-to-value.[content removed by Zillow due to spam. Please refer to our Good Neighbor Policy for details.]
Please enter text in the "Enter the text to display" field.
Please enter text in the "Enter URL" field.
Please enter a valid URL.
Please insert a video embed only
Zillow Advice depends on each member to keep it a safe, fun, and positive place. If you see abuse, flag it. More on our Good Neighbor Policy.
For Sale: $799,000
For Sale: $82,000
For Sale: $259,900