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On an investment property the required minimum down payment is 20% as others have already indicated. There is one program you may want to look into and that is the Fannie Mae Home Path loan. As an investor you can get in for a low down payment, no mortgage insurance and no appraisal. The home must be owned by Fannie Mae. Go online to the Fannie Mae home path website and look at the available properties. If you find something that is of interest I would be glad to do your loan.
I agree in that you will need more than 10% down for your rental/investment property. You should try seeking a Portfolio Loan for investment properties from your local bank.I hope that this helps, Jacqueline
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For Sale: $169,900
For Sale: $159,900
For Sale: $190,000