Chapt. 13 BK discharged in Dec. 2011. How long do I have to wait to apply for FHA or any other type?Hello, I have a discharged Chapter 13 from Dec. 2011. How long do I have to wait to be able to apply for an FHA or other type of loan. I have about 5% to put down.May 01 2012 - High Point00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.