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Chapter 13 Discharge in Indiana. How much time to lapse for FHA loan?

My Chapter 13 was discharged in June of 2012.  I have re-established credit.  I have worked at same place for over 25 years.  I currently make $65K annual. I filed February of 2007 and am assuming my foreclosure was the same year as it was part of my bankruptcy.
When may I qualify for an FHA Mortgage in the state of Indiana?
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November 27 2012 - Indianapolis
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FHA requires 2 years from discharge date for Ch 7 bankruptcy. For Ch 13, FHA says "payments have been satisfactorily made and verified for a period of one year. The court trustee's written approval will also be needed in order to proceed with the loan. The borrower will have to give a full explanation of the bankruptcy with the loan application and must also have re-established good credit, qualify financially and have good job stability". Freddie Mac and Fannie Mae allow 2 years from discharge date for Ch. 13 and 4 years from discharge date for Ch 7.
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November 27 2012
 
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