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You get conflicting answers because there is not a set in stone answer. FHA requires a 1 year wait after a chapter 13 BK is discharged. They "may" make an exception depending on the circumstances behind your BK. If it was caused my a hardship out of your control, it could work. If you just ran up a lot of debt and declared BK as the easy way out, then they will NOT approve you until a year has gone by.
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For Sale: $292,500
For Sale: $370,000
For Sale: $190,000