Citimortgage requires a copy of my Listing Agreement. Please email me a copy of it davesegall@yahoo.

Three common types of listing agreementsin New York state are:

1. Open Listing: The seller may employ any number of brokers and pay a commission only to the broker that brings a buyer. This type of listing often looks appealing to a seller but it usually means no one broker will be motivated spend a lot of time or money on marketing the property because a commission will not be paid if another brings a seller first.
2. Exclusive Agency: Gives the broker the right to list, advertise and sell the property. A mutually agreed upon commission will be earned if the property is sold with in the listing term unless the seller finds a buyer without the help of any broker.
3. Exclusive Right to Sell: Gives one Broker the right to list, advertise and sell the property. A mutually agreed upon commission will be earned if the property is sold within the listing term regardless of who brings the buyer. This form of listing gives the broker the best protection and motivates the broker to spend the most time and effort on marketing the property.

All three listing agreements require (1) Broker/Agent (2) Seller.  Zillow is not a broker or an agent.

If you are listing your home on Zillow FSBO, then you need to tell Citi-Mortgage you do not have real estate agent, hence no listing agreement.