Closing costs How can I tell which closing costs on a home purchase are legitimate and which ones can be negotiated or gotten rid of completely? I am receiving good faith estimates with closing costs on a 310k home purchase ranging from 3500 to 9500 and I am just unsure what i should really be paying. Outside of points, what fees do i have to pay and which ones are optional? Additionally, generally, what should those required fees cost? February 24 2014 - Richmond00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.