Profile picture for tm05

Condemnation Worthy Home

We purchased a home in 2008 (FHA loan directly from owner). The house passed all inspections, but within a year the foundation started to shift. Five years later, the front of the home has sunken substantially--to the point that our attempts at a DIY fix have failed because the crawl space is now too small for a human. The floorboards have started separating, our gas lined cracked (we're now all electric), our doors do not shut properly, we have a broken window and a host of other problems. My question is: What do we do? Can we file something with our insurance to get everything fixed? If we involve insurance or contractors, do we risk the chance of having our house condemned? We really don't know how to move forward.
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
January 31 - Tulsa
We think we've answered this question for you!
  • Be a Good Neighbor. Be respectful and on-topic. No spam or self-promotion! See our Good Neighbor Policy.
 
 

Answers (1)

Profile picture for wetdawgs


I would start by pulling out the home owner's insurance policy to see what is covered.   Do they cover foundation shifting from natural causes?   If it isn't clear, give them a call.   Until you know, it isn't clear whether repairs are something you will need to pay for yourself or if you can get some help.

Meanwhile, I would hire an inspector (perhaps a structural engineer) to check to see if the home you are living in is safe.   You don't want to put you and your family at risk.
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
January 31
 
Related Questions
Condemnation Worthy Home
Profile picture for wetdawgs
Latest answer by wetdawgs
January 31 | 1 answers
The AC has broken down and although the renters are not paying the rent this month. Do I have to fix
Profile picture for Ryan Rygmyr
Latest answer by Ryan Rygmyr
November 25 2010 | 15 answers
Be A Good Neighbor

Zillow Advice depends on each member to keep it a safe, fun, and positive place. If you see abuse, flag it. More on our Good Neighbor Policy.

Homes for Sale
  1. 1802 W Laredo Pl, Broken Arrow, OK Home For Sale
    1802 W Laredo Pl, Broken Arrow, OK 74012

     For Sale: $126,900

    • Beds: 3
    • Sqft: 1411
    • Baths: 2.0
    • Lot: 8712
  2. 1502 S Boulder Ave APT 12C, Tulsa, OK Home For Sale
    1502 S Boulder Ave APT 12C, Tulsa, OK 74119

     For Sale: $84,500

    • Beds: 1
    • Sqft: 624
    • Baths: 1.0
    • Lot: --
  3. 1504 S 69th East Ave, Tulsa, OK Home For Sale
    1504 S 69th East Ave, Tulsa, OK 74112

     For Sale: $77,000

    • Beds: 3
    • Sqft: 1633
    • Baths: 2.0
    • Lot: 7800