Conventional from FHAI am in process of refinancing my Mortgage .I owe 198K on a house I bought for 212k+.The house is worth 240k+ atleast. Based on nearby home sales.I had my Chapter 13 discharged in Nov 2011.Hence eligible for refinance in Nov 2013.My credit scores are in 740+.My quote on Zillow Request #ZR-PJMZMCG.Can I do better?October 14 2013 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.