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If your home is truly identical to another one that is getting a different Zestimate of value, I would also look up their assessed value for property taxes, as it could be that the neighbor has a remodel permit on record that is driving up their Zestimate, as these are all based off an algorithm reconciling recent comparable home sales data against tax assessed values, taking into consideration the publicly available data on those sales as compared to your home, such as lot size, square footage of home, bedroom & bathroom count, etc.Remember--Whenever you refinance, the appraiser's opinion of value isn't an indication of what you can sell your home for in an arm's length transaction with a normal marketing period. It is simply a reconciliation of how your home compares to other homes that have sold recently which are in close proximity to your home. Ideally the other sales are comparable to your home, but realistically, that seldom happens. Unfortunatley, distressed sales due to foreclosure or short sale are also driving the market, and will adversely influence the sales data that the appraiser is reconciling against your home.
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For Sale: $604,990
For Sale: $215,000
For Sale: $149,950