Could I qualify for a mortgage loanHello- this is a basic question that I am sure has been asked many times, but I would like an answer for my specific question. I currently live in an apartment and pay $779 a month for rent. I know that I can find a great house with a monthly payment that is less here in my area. Though my income is combined with my Fiance's, he will not be apart of the mortgage process because of a lower credit score. I currently have a credit score of 691- I bring home around $2,000 a month and have a monthly debts of under $500. My longest credit line is from around 2007 and I currently carry a debt on one credit card and an empty monthly balance on two others. I had one credit card sent into collections that I fully paid off to the collections agency in April of 2012. My last significant missed payment on a credit card was in 2011 and since, I have not missed a payment on anything and pay double my monthly payments on the card I have a balance on. I would only be able to supply a down payment of around $10,000. I'm not sure what other information is needed, but I wouldn't even be looking to purchase until late summer or fall of 2013. Thanks!March 05 2013 - Florence0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.