Could this be bait and switch?I was preapproved for a mortgage at my local credit union four months ago. I went in the other day and now they tell me they need 10% down without any other options. I talked to my mortgage broker and he has never heard of such a thing. They didnt even offer me an FHA loan at 3.5% or 5% down that I found out about. My credit score is 790, anyone have any idea what happened, I though the credit market was starting to unfreeze, maybe not.April 05 2009 - Saint Louis00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.