Crappy Credit.... but I have 20% for a downpayment... How do I get approved?I'm looking for home 100K or less ... I have 20% down down payment.... I have a steady 2+ year job now ... But last time I checked my credit score(may 2013) its at 614... What can I do to get approved I need a home by December this year!Also would like to mention I am a first time home buyer!July 08 2013 - Plainfield0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.