Credit decline due to taking in foster childrenIn 2008 my family began fostering three special needs children through state care. We GREATLY underestimated the initial financial need of the children and ruined our 10+ year great credit rating. We are finally crawling out of our debt hole and really need to move now that we have decided to adopt the kids. Is there a mortgage lender who will take our entire credit history into consideration given the circumstances? We have $50,000 equity in our current home and are looking to purchase a foreclosed home for 70,000 and sell our existing home. Any advice is greatly appreciated.April 07 2010 - Greenville00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.