Credit score 580 FHA loan.My credit score is 580. I would like to purchase a home through FHA. My credit card balances are a little high. I have 3 medical collection accounts totaling 500.00. Would my husband need to be on the loan? His credit is not the best.September 27 2013 - Kirtland0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.