Credit score of 609 and everything paid off and can't get money because of low score to build back?My husband has a credit score of 609 90% the bills we owed were medical that got turned over, long story, but they went to collections. Now everything is paid off and would love to get a new place or build our score so that we can. We have everything paid off and can't get a money for anything because of low score, how do you build when you can't get money? Feels like a bad catch-22. August 27 2013 - US0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.