Credit score of 715 but was deniedI have a credit score of 715 thru Trans Union...and applied for a Home Improvement loan thur my Credit Union...but was denied...their reason was due to deliquency...but those were from 7 years ago....how long will deliquency stay on my credit? I have a good job and all cars has been paid of...I dont even use credit cards anymore...only have 2 and I have a very low balance as low as $500 not even on each card...Why was I still be denied...July 28 2011 - Stafford00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.