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5% down is definitely an option with that credit score. there are several MI companies that you can get a quote online. With rates so low...you can get a single premium insurance (no monthly) with a lender credit and a rate under 4% with that score!With that said: Your Agent may have to get creative and sweeten the pot for the seller...like paying some title costs. I have several FHA buyers getting offers accepted with no additional out of pocket costs. Have your Mortgage Professional work with your Real Estate Agent to make it happen. If you have any questions...do not hesitate to reach out to me!Ivan
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For Sale: $435,000
For Sale: $329,000
For Sale: $805,000