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Debt to income ratio distorted by mortgage on investment real estate

Profile picture for TomLechner

I have a strong credit score, and some investment real estate (with a positive cash flow).  However, the mortgage on the investment property makes my debt/income ratio quite high.  I suspect that the debt/income ratio might scare away good lenders in this environment.  Is there a way to split out personal debt vs. real estate investment debt?

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April 05 2008 - US

Replies (1)

Profile picture for Nate

Tom,

There is no way to split them out on the form, but your could use the notes space to explain your situation,

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April 06 2008
 

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