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Deed versus being on the mortgage

Legally speaking if one is on the deed and not the mortgage and something happens to the marriage. Does the one spouse who is only on the deed not have any rights to the home?
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June 10 - US
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L Kay (original poster): i understand this venue does not offer sound legal advice, however thought some realtors/brokers, etc..may have dealt with the scenario and could offer constructive feedback. I'll be a little more specific. If I have $30K to put into a new home with my new husband and "God Forbid" something happens where things don't work out, would I have more legal standing being "on the mortgage", or would I have just as many rights "being on the deed". Understand that I hope my marriage lasts til the end of time. However I need to be smart ..just in case things don't. It's called reality. In FL the law states "equitable distribution" of assets...however are there more loopholes with being on the deed only? It seems that being on the mortgage provides you more grounding and rightful ownership (however I also understand that I would be responsible for the mortgage if he decided to jump ship and disappear so perhaps there are pros and cons with each....)
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June 11
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Marcelo is right.  In the case of a divorce it is best to seek the advice of an attorney.  The home may be considered martial assets and you may be entitled to some rights to the home.

For some reason your whole posting did not show just the title at the time of my previous posting.
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June 10
the home in your case is a marital asset, both husband and wife have undivided interest.  the fact that one spouse is the only mortgagor is irrelevant.  if you're considering a divorce you need to seek legal advice from a competent attorney.
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June 10
If you are on the deed that means you own the property - just not responsible for the mortgage. 
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June 10
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If you are on the mortgage you will be responsible for the repayment of the loan.  If you are only on title, you have ownership rights.
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June 10
 

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