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Hello! I saw your post and wanted to reach out for help. How large is the collection you have on file? If it not sizeable, then there shouldn't be an issue... I can do FHA loans down to 580, so please reach out to me so we can chat more.ThanksJohn CushmaLoan OfficerNMLS #847424[Phone removed by Zillow moderator. Please see our Good Neighbor Policy for more information.]
COLLECTIONS, JUDGEMENTS AND FEDERAL DEBTS
A collection is minor in nature usually does not need to be paid off as a condition for loan approval. It is stated as such in FHA guidelines. Any judgments will have to be paid in full prior to closing. Borrowers who are delinquent on any federal debt, such as tax liens, student loans, etc., are not eligible.So I am a bit confused. You're telling me that it needs to be resolved and the FHA website says it's minor. I thought it was minor too and that is why I went ahead with the loan process.
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For Sale: $209,900
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