Did you see that rates on 30 year mortgages falls to record low 3.87%?But even with the cheapest home loan rate in history, the housing market remains depressed. Rates have been low for more than a year.February 02 2012 - Louisville00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.