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Disclosure statement marked on all questions "no representation "

I have a accepted offer on a house and when i ask for disclosure statement it is marked on all questions "no representation " What should i do ? This is cash buy . 

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November 03 2012 - Manteo
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David must be in NC as that is an option we have here and it is not an option in many (or any) other states so agents in other areas will not be familiar with it.

Where I am 90% of sellers choose No Representation on each of the questions on the PDF. They have been warned that saying yes or no could come back to haunt them, so just say no rep and let the buyer do inspections to answer the questions. What difference would it make to see the roof is 5 years old or 10 or 15 years old? Is it there? Is it functioning? Is it leaking? Your inspector will tell you. I would not let the fact a seller selected no representation bother you. They are not hiding anything, they are avoiding problems and just telling Mr Buyer to get a home inspector to answer any questions.

Tim 
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November 04 2012
Profile picture for user14513709
It is difficult to be honest and then get sued because you said NO PROBLEM WITH THE SEPTIC.and the day iter closes it fails.
In court it matters little if you were right as it would cost more to defend the suit than just fix the septic.
USED HOUSES are like USED CARS and if it worked when you sold it that should be the end but it is not unless you state NO REPRESENTATION.
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August 17
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The seller is telling you with their "no representation" that any and all inspections that you need to make are on you. In my state, no representation or even as is does not allow sellers to knowingly conceal or fail to disclose a known defect, but it does mean that unless you can prove that they were fully aware of the defect you will be left holding the bag.

No representation does not automatically signal that there are issues either. Owners that are investors or have never occupied the property may not know if all appliances function or whether there are day to day issues. You best bet is to hire a quality inspector to do an inspection that assumes that nothing in the house is functional.

Have him check each system for function and consider a separate roof and/or sewer inspection. No disclosures may mean more cost on the inspection side, but those inspections can save you big if there are issues that need immediate repair.
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November 04 2012
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Thanks Tim 
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November 04 2012
When someone hasn't lived in a home, they will opt for an alternative form of disclosure as they may not be familiar with the condition of the home.

However they should be aware of the age of the roof and mechanicals as they have owned the property for 20 years. But as your agent has pointed out, they are opting for a form of disclosure which most greatly insulates them from lawsuits.
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November 03 2012
Profile picture for david e m
Yes Vicky it is required what good is it if it ask "how old is roof " and 3 options are 1 yes 2 no 3 no representation ? all the questions are like that and all are checked "no representation "    
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November 03 2012
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It is the property condition  disclosure and is  owned by a investor that has owned it for 20 years. I have a buyer agent and don't think she has my best interest where this disclosure is involved . I asked for many times at least 4 . and when i got it she said that's the way sellers fill it out because lawyers tell them to do it that way . She should of told me this the first time i ask for the report not the 4th .The mistake i made was thinking the buyers agent worked for me they don't they work for them self and are just in it to make a sale .   This is in NC . Yes it is" as is "it makes me think they are hiding something . And of course there is a inspection contingency .  Thanks all who respond   
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November 03 2012
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are you talking about disclosures for the condition of the house?   If someone is selling it who hasn't lived in the house (e.g. a bank, or an estate or ??), they may know nothing.     Therefore, put an inspection contingency into the offer.  This won't be something that you can use to negotiate with if offered as-is, but may  help you know what you are getting into.
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November 03 2012
David..what type of Disclosure form is this? a property disclosure is required on all properties except for Foreclosures and New Construction Forms. Are you referring to a Brokerage Disclosure form? Do you have a buyer's agent representing you? If not, they may be referring to the fact that you have elected not to seek representation.
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November 03 2012
 
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