Do I have to pay $4000 medical bill to get an FHA loan?I just paid all but two collections that are on my credit report. All the collections I paid were medical and one was an AT&T bill. I just found out that I have a $4000 bill that I never received. My address changed. The bill is almost 2 years old. I want to buy a home. I make decent money. I have one car loan, two credit cards with small limits and a small personal loan I took out to pay these debts. I tried to get a PFD before I paid these but the CA said no. This $4000 bill is not reporting on my credit report...yet. I was told by the lady at the hospital I could pay the hospital directly and not go through the CA. I have no idea what I should do. Could I be turned down for an FHA because of this bill? I live in West Virginia. I'm trying so hard to get my credit up. Now this. My score is 576. Any help will be appreciated.December 03 2011 - Charleston00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.