Do I need to wait to save up enough money for a down payment/closing costs?I am looking to buy a duplex to live in one side and rent out the other. Thought this would be a great idea to pay down my debts while giving somebody a great place to live. Only thing is, being a recent graduate, my debt to income ratio is high and it is hard for me to save up money for a down payment. Besides trying to find someone to gift the money to me, is there any other options? September 21 2013 - Canton0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.