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Jason-is there a success rate for the HUD assistance or does it just destry your credit?
dfors,if your debt to income is 20% you are on easy street my friend. the people who should really be p/o'd are the ones with 50%+ dti's because they lost a job, reduced income, were put into and ARM that's adjusting, etc.. To have a jumbo loan and only be at 20% you must be doing well for yourself. i mean that sincerely.
thumbs up to Kemerians post. shelter, family, long term investment.
Dfors is right, we love our homes and want to stay. We can pay but why not give us the break everyone else is getting? We pay on time and put equity into the home. But the banks will not even talk to you if you are current. When did it start that paying on time was bad? The system that is in place now is designed to fail. The banks are getting our money (taxpayers) to bail them out. Then they do not loan to anyone. I am just frustrated. I am not looking for cash out of the home just an adjustment. All the bank wants is more late fees and a balloon payment. It is beyond crazy.
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