Do I really need a real estate agent? Buying a cheap condo, low down payment...So first time home buyer, looking at a few condos in the $75k range. We have found 2 that we want. Should we just contact the selling agent and haggle with them and avoid having to pay an agent or is it more beneficial to hire an agent to help negotiate and explain the contract and cover our backs?How does it all work? Pros and Cons?Also, which type of loan should we pursue? We will probably only put down the minimum 3% if we can. Thank you for any and all responses.December 01 2011 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.