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I was waiting, waiting just like you for the last condo. After 2 months they asked me if I still like it? I said no because I find the better one:I bought a (short sale) condo: I signed the contract and made a offer on 3/16. Open the escrow on 3/24.The lender got all documents on 3/30.Today, I get the lender approval. The owner alrdeady move out last week. Now, I'm ready.... My agent will let me know after all the parties sign today.Be patient...and keep looking... Good luck.
Actually, you do have a contract. The bank is not the owner yet. The bank's approval is a contingency much like a contingency for a buyer who has to sell his/her house yet. Your lender can get you, as the buyer, fully approved now b/c you have an executed contract. Actually, your lender doesn't even have to have a contract to get you fully approved. Your approval is a seperate issue from the approval for the home.When the bank approves the short sale (hopefully), then your lender just has to get the home approved. That's when you do your inspections and appraisals. In the last short sale I closed (last week), the buyers were only given 10 days to close. Their lender had not worked on the loan at all, and if they had not had the cash to scrape together, they would have lost the house and it would have gone to foreclosure. Get fully approved now.
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