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Answers (3)
- Steven Pacchiano, "NY Broker"
- Contributions:313
You can buy a home with any one you want, a wife, a girl friend, a business partner, anyone at all.
The bank will take the middle score, of the lower person on the deal.
If one person only makes 10k, be sure to get advice from your mortgage broker, if they should be added, as if they also have the lower credit score it may only hurt you.
The bank will take the middle score, of the lower person on the deal.
If one person only makes 10k, be sure to get advice from your mortgage broker, if they should be added, as if they also have the lower credit score it may only hurt you.
- wetdawgs
- Contributions:26804
No, you don't have to be legally married to co-own a house.
The credit scores of the lowest of the two individuals is used. Each person has three credit scores, and they use the middle ones. So, if person 1 has 700, 720 and 740 and person 2 has 600, 620, and 635 - the score used would be the 635
The credit scores of the lowest of the two individuals is used. Each person has three credit scores, and they use the middle ones. So, if person 1 has 700, 720 and 740 and person 2 has 600, 620, and 635 - the score used would be the 635
- Cru Jones, "CruJones"
- Contributions:25
My fiancée and I at the time had NO problem doing it.
She had better credit than I, so she was number 1 on the note and I was number 2. We have built for 6 months, lived in it a year then we finally got married. There is NOT any issue with this type of purchase.
We used CHASE
Tenants in Common Vs. Joint Tenancy
Hope this helps
She had better credit than I, so she was number 1 on the note and I was number 2. We have built for 6 months, lived in it a year then we finally got married. There is NOT any issue with this type of purchase.
We used CHASE
Tenants in Common Vs. Joint Tenancy
Hope this helps
Do you have to be legally married to purchase home with spouse? In Oklahoma?
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