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Do you have to have a credit card to rent a home?What if you have no credit?

I just got my first credit card which means I don't have any credit as of yet,but I may have to relocate from New York to Winston-Salem,NC for a new job so I need to know in advance how do I go about renting a condo/townhome with no credit?
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September 24 2012 - Winston-Salem
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Answers (2)

One thing nice about "no credit" is that you don't have bad credit. As Amanda stated, it is still possible to rent a home. But, you should be prepared to provide verification of employment (VOE) such as pay stubs. You should also provide a letter from your employer stating how long you have work for them, your salary and the outlook for continued employment. A landlord or property manager may also request recent bank statements showing that you have funds available to pay the rent. 

Also a personal letter from you stating that you are just starting to establish a credit history and any information about previous rental history. If you were at school or lived with your parents, put that in the letter. The letter is intended to make you "the person", more than just a credit report and a rental application.

If you have someone who would co-sign for you, provide that information atating that their credit information is available upon request. Or, if you have the money, offer to pay several months in advance.

Good luck on the new job and finding a rental.
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September 24 2012
You should not gave any problem renting. Do you have rental history?
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September 24 2012
 
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