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Do you have to wait two years to buy a home after bankruptcy

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January 31 2013 - Worcester
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Chapter 7 - 2+ years for most mortgage loan products. Your best bet would be to contact a few different lenders as there are some specialty portfolio loan products that allow for exception on the 2 year seasoning...
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January 31 2013
Depending on when the type of bankruptcy, it is two years from the date it was discharged for FHA mortgage and 3 years for a loan for Fannie Mae or Freddie Mac. There are also credit score requirements that need to be met. Consult with a mortgage professional to review your situation.
Chris
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January 31 2013
 
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