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No, the FHA loan is just a type of loan product. Check with your lender to make sure you have the best product to fit your needs. FHA has made some recent changes you should look into. All you will need then is a licensed Residential Realtor to help you.
No, any Realtor can help you in the purchasing process with FHA and/or HUD homes. It would help to have a Realtor that is familiar with FHA loans and/or HUD requirements. Knowing the guidelines on ether loan, will help structure your offer and knowing wither to pass on certain homes. This could save you time and frustration.
When BUYING a foreclosed home that is owned by HUD the REALTOR'S Broker has to be on the HUD list to be able to unlock the door.FHA Financing requires that the LENDER be able to do FHA, not all lenders can
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For Sale: $115,000
For Sale: $275,000
For Sale: $179,999