Do you know the criteria for an FHA Loan?

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October 03 2013 - Riviera Beach
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Answers (2)

Ryjuell,

Yes, 3.5% is the minimum down payment, unless the home is owned by FHA then you can do $100 down. The minimum credit score is 0, they hav eno minimum credit score but individual lenders have overlays. For instance, ours is 580 with no overlays for that score. Some will say but 530 but you have to give a vile of your blood, your first born, and your dog must be named spike to get that. obviously I joke but you understand what I'm saying. I would love to speak to you further and give you more information on programs and share how we can help you grow your business as your partner Ryjuell.
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October 04 2013
The Minimum down payment is 3.5%
The max debt to income ratio is 55% Credit scroes can go down to 620 There is also a new program out there called Back to Work It allows someone who has had a BK Foreclosure or Short sale to be able to buy a home after 1 year. Contact me if you need more information
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October 03 2013
 
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