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Does FHA have a 15 year loan? What should I expect as an interest rate & approx. closing costs?

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June 10 - Escondido

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Lew Corcoran, "Lew Corcoran"
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Lew Corcoran, "Lew Corcoran"

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Yes, FHA has 15 year fixed rates loans. Note that all FAH loans come with an Upfront Mortgage Insurance Premium of 1.75% of the loan amount. All 30 year FHA loans also carry a monthly mortgage insurance premium. However, on a 15 year FHA loan, if you put at least 10% down, then there is no monthly insurance premiums.

The rate and fees from any specific lender will depend on the market for that day. So, you should put a quote request here on Zillow and specifically request an FHA loan. This will help you determine the available rates and fees that various lenders charge.

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June 11

Charlie Sparks, "Charlie Sparks"
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Charlie Sparks, "Charlie Sparks"

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Yes, FHA has a 15 year but is only fixed - not available as an ARM. (I doubt that is a problem for you!)

Closing costs are the same as a 30 year. Cost would depend on the rate you would accept, lender's fees, etc. My co. lends in CA and I'd be glad to provide you with a GFE. Contact me via my profile page if I can help. Thanks! Charlie

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Does FHA have a 15 year loan? What should I expect as an interest rate & approx. closing costs?

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Question (Moved): Can I buy a home with a middle credit score of 602?

Question Is there a specific check list for a home inspection?

Question Does FHA have a 15 year loan? What should I expect as an interest rate & approx. closing costs?

Question Is buying a manufactured home a good thing? What about the foundation for a manufactured home?

Related Articles about Buying Process

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Question (Moved): Can I buy a home with a middle credit score of 602?

Question Is there a specific check list for a home inspection?

Question Does FHA have a 15 year loan? What should I expect as an interest rate & approx. closing costs?

Question Is buying a manufactured home a good thing? What about the foundation for a manufactured home?

Related Articles about Buying Process

Guide Real Estate Buyer's Closing Costs

Guide List of Closing Costs and Fees

Guide You've Opened Escrow

Guide Home Buying One Step at a Time

Guide A Buyer's Guide to Making the Right Choice

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