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Does Zillow Inc offer the NARP/HAMP/HAFA programs?

I own a condo (former principal residence) 990 month rent/$500 NOI
Luarel Maryland
Presnet value unknown Assessed value 114K
Both loans = 110K payments 1380/month
Loans are current
Loans: Same lender Navy Federal Credit  Union
I requested a HARP refinance from NFCU and there correspondence all refers to HAMP? NFCU will only offer HAFA. Seems silly, with an new loan/better terms a short sale/loss could be avoided
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September 25 2012 - Laurel
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Thank you

Is there an expanded approval directory?

Amplification: The condo was a former principal residence for 6 years.
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September 25 2012
Zillow doesn't offer loans.    If your loans are eligible for HARP refinance (acquired by Fannie Mae or Freddie Mac before June 1 2009) then you should search for a HARP lender or local mortgage broker familiar with the product that can work with the new servicer version of the program (it sounds like your current servicer does not participate).

Investment Condo is one of the tougher profiles to get approved in the new servicer version, if you are working with Fannie Mae loans, it would be wise to ask whoever you locate if they are able to offer "Expanded Approval" options if necessary.   A lender who can do Full or Expanded Approval would be your safest bet for finding someone to complete your transaction.
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September 25 2012
 
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Our credit is great but our loan is non Freddie/Fannie, what refi options do we have, if any?
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April 17 2013 | 3 answers
  • Asked by user6174000
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Does Zillow Inc offer the NARP/HAMP/HAFA programs?
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Latest answer by user568252
September 25 2012 | 2 answers
  • Asked by user568252
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