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Does a bad credit score has any impact on mortgages.

What is a bad credit score? Does it affect our [link removed by moderator due to self-promotion]
  • November 10 2010 - Los Angeles
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Be a Good Neighbor. Be respectful and on-topic. No spam or self-promotion! See our Good Neighbor Policy.

 
 

Answers (7)

Opps!
  • November 10 2010
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Profile picture for Mills Realty
Existing mortgages or tying to get a new mortgage?  Instead of pitching services ask a legitimate questions and the forum will be happy to offer opinions.
  • November 10 2010
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Profile picture for sunnyview
Sadly your hotlink plugging that website has been flagged. I hope you take time to review the Good Neighbor policy here and the guidelines for posting here.

PS And if you're getting paid to post them, please tell me how. I'd be rich if I were getting paid to post :)
  • November 10 2010
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That would be, Does a bad credit score have...

Exactly how do you make money posting links to mortage bid usa?  
  • November 10 2010
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Ryan, I'm not sure of the context of your question. A bad score won't impact a mortgage you already have but it  will certainly impact any new loan you apply for.

If you are concerned, and will be applying soon, the best suggestion I have is to pick a lender and then let them order your credit and advise you whether your score is sufficient for the loan you want or if it needs improvement.

I've found some lenders are very reluctant to help clients with credit - either they are too busy and can't be bothered, or they just don't have the experience - so make sure you interview the lender to  determine their willingness to help and if they have a Credit Analyzer tool as part of their credit ordering process.  This only costs a few dollars and is a pretty easy and accurate tool.
  • November 10 2010
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The credit score is the first thing that a lender will look at to determine if you are eligible for a loan based on your income, amount of debt, or any existing delinquencies. The best credit score are those in the range of 670 and up but the bad ones are below 620. Understanding credit scoring [link removed by moderator] is essential to anybody with a credit.
  • November 10 2010
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yea if you have bad credit, either your rate will be higher than a lower score or if its very bad you will not be able to get one.
  • November 10 2010
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