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Lender rating
Since August 2009
Lenders typically stand by Fannie Mae or Freddie Mac automated underwriting results on conforming loans. FHA is manual human underwriting.
Lender rating
Since January 2009
Featured Rates are based on state rates for 5/1 ARM loans and are valid for the date shown, but they may change without notice. They are for consumers with a credit rating of 720 or higher and a 20% or higher down payment. Rate, terms, pre-paid finance charges, and APR may vary based on factors such as creditworthiness of the applicant(s), self employment status of the applicant(s), condo or townhouse structure, loan amount, and geographic location of the property.
If a lender does not offer a national rate, a state rate may be shown next to the lender's name. For example, 'Bank name (CA)'.
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Does an approval from the automated underwriting system mean approved? This is through Countrywide.
AI3
Contributions: 9
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FHA 3o yr fixed
Loan amt 200k
Credit score around 610
no debt
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