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Does anyone on Zillow Mortgage do streamline loans, HARP, etc.

cannot do an appraisal, contractor ran with my money and i have three bathrooms not done yet and kitchen not even started. 
  • April 26 2010 - Shingle Springs
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Answers (3)

What you have just asked for is for someone to participate in loan fraud.  Knowing that your house isn't finished and not disclosing it to a lender is a good way to get spanked.  The loan officer is supposed to represent both you and the bank.

Might I suggest a private money loan?  They are expensive but if you have enough equity, you might be able to get one done.  Then you can fix up your home and refinance into a conventional loan.

Good Luck

  • May 28 2010
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The HARP Fannie loans are not really all that streamlined. The HARP Freddie can be pretty streamlined, with limited documentation, and the possibility for no new appraisal. Your existing lender may be able to do a more streamlined loan but I have not known that to necessarily be the case. Beware of your lender collecting non-refundable fees from you before they can qualify your credit and income. Feel free to contact me if you have more questions.
  • April 27 2010
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Yes, we do streamline, HARP loans depending on the bank.  Glad to help.
  • April 26 2010
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