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Does bankruptcy affect home insurance rate?

I am 2.5 years away from Chapter 7 bankruptcy; purchasing a  new home. Current fico score is 674. Will my bankruptcy affect my home insurance rate? Thank you. 
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February 06 2013 - US
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Answers (2)

Most carriers do use an "insurance score" these days.  It's not solely based on credit, but uses several factors such as past claims, payment history with prior carriers, and credit score.  The better your credit score, the better insurance rate you will get.  Talk to an independent agent who represents several companies to quote and shop for a great rate for you.  Hope this helps.
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March 03 2013
Some companies rely on credit reports when they quote insurance.  It is carrier by carrier.  Talk to you insurance agent before you ask for a quote.
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February 06 2013
 
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