Does checking on pre-approval effect your credit? Hello! We are hoping to move this summer and are wanting to see if we are even qualified to get a new mortgage. I know that credit checks can actually go against your credit (this actually happened to us a few years ago - declined for too many credit inquiries) - does checking for preapproval then proceeding with an actual mortage a few months down the road have a negative impact on credit? April 13 2014 - Des Moines00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.